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One card. Seven brands. So many perks.

One card. Seven brands.
So many perks.

For your first 30 days, 5% thereafter at Pottery Barn, Williams Sonoma, West Elm & more.2

OR

Optional on purchases of $750 or more. Equal monthly payments required. Standard APR applies thereafter.

Find out if you're pre-approved in minutes—with no impact to your
credit score—or apply today.
No annual fee.4


Already a cardmember?

Earn Key Rewards Everywhere You Shop5

Earn Key Rewards
Everywhere You Shop5

5%

At Pottery Barn, Williams Sonoma,

West Elm & More2

4%

On Groceries & Dining6

Excludes fast food.

1%

On Any Other Purchases7

Everywhere Visa is accepted.

Redeem Your Rewards at Our Seven Brands

Redeem Your Rewards at
Our Seven Brands

More Cardmember Benefits

Free Standard Shipping
at Williams Sonoma8

On eligible items when you use
your Pottery Barn credit card.

Birthday Reward9

Emailed annually to active
cardmembers.

12-Month Promo
Financing3

Optional on every purchase of $750 or more. Equal monthly payments required.

Early Access

We’ll give you a heads up about
sales, new collections, and more.

Manage Your Card with the
Capital One Mobile App

Check balances, pay bills,
and more—anytime, anywhere.

No Annual Fee4

Pretty tough to
beat that.

Free Standard Shipping
at Williams Sonoma8

On eligible items when you use
your Pottery Barn credit card.

12-Month Promo Financing3

Optional on every purchase of $750 or more. Equal monthly payments required.

Manage Your Card with the Capital One App

Check balances, pay bills, and more—anytime, anywhere.

Birthday Reward9

Emailed annually to active

cardmembers.

Early Access

We’ll give you a heads up about

sales, new collections, and more.

No Annual Fee4

Pretty tough to beat that.

One card. Seven brands. So many perks.

One card. Seven brands.
So many perks.

Pottery Barn

Pottery Barn Kids

Pottery Barn Teen

Williams Sonoma

Williams Sonoma Home

west elm

Mark & Graham

Frequently Asked Questions

What rewards and benefits can I get with a Pottery Barn credit card?

You can earn Key Rewards on every purchase:

  • 10% back for your first 30 days at Pottery Barn, Williams Sonoma, West Elm, and more. 5% back thereafter.1
  • 4% back at grocery stores and restaurants (excluding fast food).6
  • 1% back everywhere else Visa is accepted.7

Or you can receive 12-month 0% APR financing on purchases of $750 or more when you shop at Pottery Barn, West Elm, Williams Sonoma, and more.3

Additional cardmember perks include birthday rewards,9 early access to sales and events, free standard shipping at Williams Sonoma,8 and no annual fee.4

Where can I use my Pottery Barn credit card?

The Pottery Barn credit card can be used at Pottery Barn, West Elm, Williams Sonoma, Pottery Barn Kids, Pottery Barn Teen, Williams Sonoma Home and Mark & Graham, online or in-store. Additionally, the Pottery Barn Visa can be used anywhere Visa is accepted.

Where can I redeem my Key Rewards?

With a Pottery Barn credit card, you’ll earn Key Rewards that you can redeem5 at Pottery Barn, West Elm, Williams Sonoma, Pottery Barn Kids, Pottery Barn Teen, Williams Sonoma Home and Mark & Graham, online or in-store.

I already have a West Elm, Williams Sonoma, or Key Rewards credit card. Should I apply for a Pottery Barn credit card too?

Your existing card can be used to make purchases and earn rewards at any of our family of brands. West Elm, Williams Sonoma, Pottery Barn, and Key Rewards Visa Cards have the added benefit of earning rewards on purchases made everywhere else Visa is accepted.⁵

Is there an annual fee?

There is no annual fee with the Pottery Barn credit card.4

See More ↓
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See credit card disclosures and Key Rewards terms & conditions.

¹New cardmembers earn an additional 5% back in Reward Dollars for purchases made at Williams-Sonoma, Inc. Brands (excluding Rejuvenation and GreenRow) during the first 30 days from account opening.

²Cardmembers earn 5% in Reward Dollars for each $1.00 of Net Eligible Purchases made on your Card at Williams Sonoma, Williams Sonoma Home, Pottery Barn, Pottery Barn Kids, Pottery Barn Teen, West Elm, and Mark & Graham stores, catalogs, or online (collectively referred to as "Williams Sonoma Stores"). Rejuvenation and GreenRow not included.

³Promotional financing available on qualifying purchases of $750 or more, excluding shipping and tax, made on an approved Pottery Barn Key Rewards, Williams Sonoma Key Rewards, West Elm Key Rewards or The Key Rewards Visa or Store Card, issued by Capital One, N.A. Your account must be open and current to be eligible for this offer. For eligible purchases, the purchase amount is divided into 12 equal monthly payments and will be assessed a 0% APR effective for 12 months or until the purchase is paid in full. This special equal payment term will be added to your normal minimum payment due on non-promotional Credit Plans. If you do not make the equal payments under the program and the purchase is not paid in full after 12 months, the standard variable purchase APR of 30.24-31.24% will apply to your remaining program balance. The advertised monthly payment amount is rounded to the nearest dollar, and does not include taxes, shipping or ancillary charges. Promotional financing availability may be limited in certain stores. Rewards are not earned on promotional financing purchases. Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology are not eligible to receive promotional financing. 

4Key Rewards Visa: Purchase APR: 30.24% variable; Balance Transfer APR: 30.24% variable; Cash Advance APR: 30.24% variable. Annual Fee: $0; Cash Advance Fee: greater of 5% of advance amount or $5; Balance Transfer Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. Key Rewards Card: Purchase APR: 31.24% variable. Annual Fee: $0. Variable APRs as of 9/25/23. Subject to credit approval; based on your creditworthiness, some options may not be available and other terms may apply.

⁵Cardmembers earn 4% back in rewards on Net Eligible purchases made at grocery stores. You will also earn 4% back in rewards on purchases made at restaurants, excluding fast food restaurants, but including food delivery services. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount or super stores) and purchases made at fast food restaurants will earn 1% back in rewards. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earn. Williams-Sonoma, Inc. and Capital One are not responsible for merchant category codes used by merchants.

⁶Cardmembers earn 1% back in rewards on purchases made anywhere Visa is accepted. Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earn. Williams-Sonoma, Inc. and Capital One are not responsible for merchant category codes used by merchants.

⁷Free standard shipping within the contiguous 48 states on eligible purchases in-store or online at Williams Sonoma using a Pottery Barn Key Rewards, Williams Sonoma Key Rewards, West Elm Key Rewards or The Key Rewards Visa or Store Card.

⁸$25 Birthday rewards certificate will be issued during your birthday month and delivered via email. To be eligible, you must make a purchase in the previous 12 months starting 1 month(s) prior to your birthday. You must have a valid email address and U.S. mailing address on file. New accounts opened during your birthday month or previous month will receive birthday reward beginning the following calendar year. Account must be open and current.

Visa is a registered trademark of Visa International Service Association.